By Ronald Rougeaux -
For people like me, who have ADD/ADHD, it is very difficult to stop being impulsive. This means that I indulge a lot in impulsive spending. This is one of the major symptoms I have of ADD/ADHD. Unfortunately, I tend to buy first and think later.
I have a room in the house that is especially used to store all the new purchases I make. I am afraid of this symptom of ADD/ADHD because I do not want to be in debts like thousands of other impulsive spenders.
Fortunately, I have a very supportive family and together we have worked out a few things that help to a certain extent in controlling the urge to spend impulsively. I am sure if you have ADD/ADHD, you too will benefit from these simple tips.
The first thing that I had to do was to become aware of my impulsive spending habit. My family knew about it but wanted me to recognize the problem. I did and then this set precedence for rest of the impulsive spending prevention program. Earlier when I used to go out shopping, I used to do so without a shopping list and end up buying things that I did not need. Now whenever I go out shopping, I am armed with a shopping list and make sure that I stick to it. This has helped me from over-spending each time I go out.
Without ADD/ADHD, having a credit card is dangerous. Just imagine my plight with my impulsive spending. So now I take just cold hard cash to do shopping and trust me it does hurt to see all that money leaving my wallet!
My family came up with a better solution to deal with my ADD/ADHD symptom of spending without a reason. They started sending me out with an empty wallet to look at things. This made me go back home and think about whether I really needed to buy them. If I felt that I couldn’t live without the items, I took cash and bought them the following day.
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